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Terms of Use

Effective date: June 25, 2025

These “Terms of Use” govern the use of this website, www.crunchafi.com, and all web pages and content therein (collectively, the “Website”). The Website is provided by Crunchafi LLC (“Crunchafi,” “we,” “us,” or “our”). 

BY ACCESSING OR USING THE WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS OF USE.  

CRUNCAFI MAY MAKE CHANGES TO THE TERMS OF USE AT ANY TIME WITHOUT NOTICE TO YOU. THE REVISED TERMS OF USE SHALL BE POSTED ON THE WEBSITE. YOU ARE RESPONSIBLE FOR REGULARLY REVIEWING THESE TERMS OF USE. YOUR CONTINUED USE OF THIS WEBSITE FOLLOWING ANY CHANGES SHALL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES. IF YOU DO NOT AGREE TO THE TERMS OF USE, THEN YOU MAY NOT USE THE WEBSITE. 

While these Terms of Use apply to our Website, please be aware that additional terms and conditions may apply to the use of our services, such as the Acceptable Use Policy and the Subscription Agreement. To the extent that there is any conflict between these Terms of Use and any terms and conditions or agreements relating to services or products you receive from Crunchafi (such as the Acceptable Use Policy and the Subscription Agreement), those other terms and conditions or agreements will govern. 

Use of the Website 

You must be eighteen (18) years of age or above to access the Website. Contents of the Website may be used solely for your informational use or the furtherance of your relationship or potential relationship with Crunchafi 

Your Account 

If you register for an account on the Website, you are solely responsible for maintaining the confidentiality of any password(s) you are given to access the Website, and are fully responsible for all activities that occur under your password(s). You agree to notify Crunchafi immediately of any unauthorized use of your password(s). You are responsible for ensuring that your personal information and other data you submit to us is true, accurate, and up to date at all times. You agree not to misrepresent your identity. We have the right (but not the obligation) to require you to change your password. 

Restriction on Use 

You are granted a limited, non-exclusive, revocable right to access and use the Website as permitted by these Terms of Use. This right does not include the right to, and you shall not:  

  • authorize any other party to use any meta tags or resell any part of the Website’s content;  
  • use any robot, spider, data miner, or other automated or semi-automated means to extract or gather data from the Website;  
  • use the Website or any of its Content in any manner other than the manner in which it is intended to be used, unless you first obtain our express written consent;  
  • use the Website or its Content for any purpose prohibited or restricted by law; or 
  • post, publish, transmit, send, or submit in connection with this Website any content/material that: you do not have the right to post (including proprietary material of any third party), advocates illegal activity or discusses an intent to commit an unlawful act, is obscene, pornographic, vulgar, indecent, racist, abusive, offensive, threatening, or abusive, libels, defames, invades privacy, stalks, infringes any intellectual property or other rights of any entity or person, includes programs that contain viruses, worms, Trojan horses, or any other harmful computer code, or contains hyperlinks to other websites that have content that falls within the descriptions set forth above. 

As per these Terms of Use, "co-branding" means to display a name, trademark, logo, or other means of identification of any party in such a way that it associates our products with someone other than us. Except for the limited right expressly granted to you in these Terms of Use, Crunchafi and its licensors expressly reserve all other rights and licenses. You agree to cooperate with us to cease immediately causing any unauthorized use of the Website. 

Termination/Suspension of Account 

You agree that we may issue a warning, temporarily suspend, indefinitely suspend, or terminate your right to use or access all or any part of the Website, including any account thereon, without notice, and for any reason in our sole discretion, including, without limitation, violation of these Terms of Use or our belief that your use or access would violate or is violating any applicable law or would be or is harmful to the interests of or potentially cause financial loss or legal liability to us, another user, or any third party.  

Copyrights and Other Intellectual Property 

All proprietary content, materials, and information contained on the Website, including but not limited to all images, pictures, logos, illustrations, designs, video clips, text, icons, graphics, case studies, white papers, press releases, designs, overall appearance of the Website, and written and other materials that appear on the Website, are copyrights, trademarks, trade dress, or other intellectual property owned, controlled, or licensed (all of which, collectively, are herein referred to as the “Content”) by Crunchafi or its affiliates or are the property of their respective owners and are protected by U.S. and international copyright laws and conventions. The Content may not be copied, republished, posted, distributed, transmitted, or uploaded in any way without our prior written approval or unless authorized in writing elsewhere on the Website. You will obtain neither title nor intellectual property rights by accessing our Website. You agree to comply with all applicable laws by not copying or using this proprietary Content, except as allowed by these Terms of Use or by written consent of the owner of the proprietary rights. Without limiting the foregoing, no Crunchafi trademark or trade dress may be used in connection with any product or service that is not Crunchafi’s, in any manner that is likely to cause confusion among users, or in any manner that disparages or discredits Crunchafi. 

You grant Crunchafi a perpetual, royalty-free, irrevocable, sub-licenseable, assignable, and transferable license to use, copy, distribute, display, modify, transfer, create derivative works of, or otherwise exploit any data that arises from your use of the Website and any content, feedback, submissions, ideas (including requests or suggestions), concepts, know-how, or techniques that you submit to the Website or otherwise choose to share with us through other communication channels for any purpose (including without limitation commercialization) and without compensation to you, subject only to our Privacy Policy.   

In the event that you choose to post information on the Website, it becomes generally available to the public and we have no ability to control or limit its use by visitors to our Website. 

Digital Millennium Copyright Act Notice 

Copyright Infringement. If you believe that your copyright-protected work has been copied and posted on the Website in a way that constitutes copyright infringement, then please contact Crunchafi’s DMCA Agent with the following information (please consult your attorney to better understand your rights and obligations under Section 512(c) of the Copyright Act and other laws): 

  1. Reasonably sufficient details to enable us to identify the work claimed to be infringed or, if multiple works are claimed to be infringed, a representative list of such works (for example: title, author, any registration or tracking number, URL); 
  2. Reasonably sufficient detail to enable us to identify and locate the material that is claimed to be infringing (for example a link to the page that contains the material); 
  3. Your contact information so that we can contact you (for example, your address, telephone number, email address); 
  4. A statement that you have a good faith belief that the use of the material identified in sub-section ii above is not authorized by the copyright owner, its agent, or the law; 
  5. A written statement, under penalty of perjury, that the information in the notification is accurate and that you are authorized to act on behalf of the owner of the exclusive right that is alleged to be infringed. 
  6. Your physical or electronic signature.
 

Please send this written notice to our designated agent as follows: 

DMCA Agent – Legal Dept 

Crunchafi LLC 

Email: privacy@Crunchafi.com 

 Penalties.  Please also be advised that we enforce a policy of terminating the accounts of repeat infringers. A repeat infringer includes any user who has made two (2) or more postings for which we receive a notice of infringement under the Digital Millennium Copyright Act Notice. 

Disclaimer 

THE WEBSITE AND ITS CONTENTS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE WEBSITE AND ITS CONTENTS IS AT YOUR SOLE RISK. THE WEBSITE AND ITS CONTENTS ARE PROVIDED WITHOUT ANY REPRESENTATIONS, ENDORSEMENTS, OR WARRANTIES OF ANY KIND WHATSOEVER, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF TITLE OR ACCURACY AND ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. CRUNCHAFI MAKES NO WARRANTY THAT: (1) THE WEBSITE WILL MEET YOUR REQUIREMENTS; (2) THE WEBSITE WILL BE AVAILABLE ON AN UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE BASIS; OR (3) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEBSITE WILL BE ACCURATE OR RELIABLE. ANY CONTENT OR SOFTWARE DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE IS DONE AT YOUR OWN DISCRETION AND RISK. CRUNCHAFI SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE USE OF THE WEBSITE OR ITS CONTENTS.  

Limitation of Liability 

In no event shall Crunchafi be liable for any damages, including, without limitation, indirect, incidental, special, consequential, punitive damages, or damages for loss of data, profits, or revenue incurred by you or any third party, whether under a contract, tort, or any other theory of liability, arising in connection with any party’s use of the Website or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line system failure, loss of data, or loss of use related to the Website or any website operated by any third party or any contents of the Website or any other website, even if Crunchafi is aware of the possibility of such damages. NOTWITHSTANDING ANYTHING TO THE CONTRARY IN THE TERMS OF USE, TO THE EXTENT PERMISSIBLE BY LAW, Crunchafi’S AGGREGATE LIABILITY TO YOU SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100). 

SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES OR WARRANTIES. ACCORDINGLY, SOME OF THE EXCLUSIONS AND LIMITATIONS ABOVE MAY NOT APPLY. 

Indemnity — Your Liability 

You agree to defend, indemnify, and hold harmless Crunchafi its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Website or breach by you of these Terms of Use. 

Privacy Policy 

Crunchafi is concerned about your privacy and has developed a policy to address privacy concerns (“Privacy Policy”). By accessing the Website, you agree to the terms of our Privacy Policy. You are also expressly agreeing and consenting to the collection and use of your personal information and other data as set forth in (and more fully described in) the Privacy Policy, available at Crunchafi.com/legal. 

Links to Third Party Websites, Content, Products, or Services 

Crunchafi may establish links between the Website and one or more websites operated by third parties. Crunchafi has no control over any such other websites, the contents therein, or the products/services offered. The existence of any such links shall not constitute an endorsement, representation, or warranty by Crunchafi of such websites or their related content or operators. Crunchafi disclaims all responsibility for such third-party internet sites hyperlinked to the Website. If you choose to purchase any products or services from a third party, your relationship is directly with that third party. You agree that Crunchafi is not responsible for any loss or damage of any sort that you may incur from dealing with any third party. 

Applicable Law 

All matters relating to your access to and use of the Website shall be governed by U.S. federal law and the laws of the State of Wisconsin. Any legal action or proceeding relating to your access to or use of this Website shall be instituted in a state or federal court in Milwaukee County, Wisconsin. You and Crunchafi agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding. 

Entire Agreement 

These Terms of Use and our Privacy Policy constitute the entire agreement between you and Crunchafi relating to the Website and its Content and supersede all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Notwithstanding the foregoing, certain services accessible through the Website may have their own terms and conditions that apply to your use of that particular service, such as the Acceptable Use Policy and Subscription Agreement. Any waiver of any provision of these Terms of Use will be effective only if in writing and signed by us. These Terms of Use will inure to the benefit of our successors and assigns. 

Contact Us 

If you have any questions or concerns regarding our Privacy Policy, please contact us at: 

Legal Department 
Crunchafi, LLC 
790 North Milwaukee Street 
Suite 302 
Milwaukee, WI 53202 

privacy@crunchafi.com 

Effective Date: June 25, 2025